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“Your experience is timed but not in a pass-fail sense,” Nelson says.

When you do, you might be given the option of taking a pass-fail online knowledge test, or to instead use the DMV’s eLearning program, which is what Group did.

The stress test was not a pass-fail exercise for banks in the 20 countries that use the euro currency.

It’s a pass-fail test, and it doesn’t impact the vehicle’s safety rating.

It ended much of the drama of the tests by scrapping the "pass-fail" model and introducing a more nuanced, bank-specific capital regime.