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But in October, the 75-year-old was told six of her Westward Holiday Apartments near North Pier had been reclassified, leaving her with a council tax debt she said she could not afford to pay.

"They've had the problems of paying the wages at the end of the month. They've got the problems with the rates and council tax and things like that."

The fund – £4.387m for the 2025/26 financial year – will be used to help residents with food, for energy grants, council tax relief and aid for care leavers and other vulnerable groups.

Previously, properties made available for let for at least 140 days - and actually let for 70 - qualified for lower business rates rather than council tax.

Small business owner Josh Davies from Swansea said he's now paying an extra £20 a month in council tax for the second year in a row.