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While we get ulcers worrying about jobs, bills and whether or not our fire insurance will be revoked, they are throwing fits over who sits where in the car or why their T-shirt feels scratchy.

The poll asked if insurance companies should be allowed to increase their rates for fire insurance if it enables them to offer coverage for everyone.

We know that we live in what's considered a fire zone because our fire insurance has quintupled, of course, but I do have this fire hose.

Although Salinas had general liability insurance, he didn’t have fire insurance — it would have more than tripled his premium costs, he said, to around $4,000 a year.

Micheli, who closely tracks legislative actions, said the committee is likely to tackle issues of affordability and eligibility on the homeowners front — issues that could shape the fire insurance market going forward.