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Its chief executive, Dame Laura Lee, said: "We know how stressful a cancer diagnosis can be, and the last thing people should have to think about is inflated insurance costs."

A driver would likely receive the difference between the amount they paid at an inflated interest rate and the rate they should have been charged.

These inflated costs are a key reason that 21% of American adults have skipped filling a prescription in the past year due to affordability concerns, while 12% have skipped doses or cut pills in half.

This setup incentivized dangerous lending practices that inflated the housing bubble, eventually leading to catastrophic economic consequences.

According to the paper, the matter relates to misclassification of staff and claims that inflated rates were being charged for them.