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The committee’s recommendations on vaccines, once accepted by the CDC, dictate which vaccines private insurers will pay for as well as those the U.S. government will provide free of charge to low-income children.

State Farm, California’s largest home insurer, has engaged in a “multi-faceted illegal scheme” that is designed to “reap enormous illicit profits by deceptively misleading over a million homeowners in California,” the complaint alleges.

Over 99% of the tax money the insurers pay comes from their Medi-Cal business, which means most of the state’s insurers get back almost all the tax they pay.

The insurer has estimated the fires will cost it $7.6 billion but said reinsurance payments largely from its parent will lower its losses to about $612 million.

An insurer might try to prove negligence, such as driving on a road when advised not to, and refuse the claim.