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However, campaigners have warned the "joint tenancy loophole" means that, in many flat-shares, landlords are free to increase the rent by as much as they want when one person leaves.

Make sure you understand the differences between joint tenancy and tenants-in-common.

There are a few common ways to handle the title like sole ownership, joint tenancy, and tenancy in common.

Joint tenancy allows two or more people to own the property and share equal rights and obligations.

An estate attorney can also help co-buyers understand options for titling the home, such as joint tenancy or tenancy in common.