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The county, with a roughly $48-billion budget, also is relying on special bonds as well as on draining its rainy day fund.

Rachel Reeves is already short on cash for a rainy day.

"Our data shows that finances are stretched for many - with some unable to save for a rainy day," said Sarah Pritchard, from the FCA.

County, which has a roughly $48-billion budget, has said it will pay for the mammoth settlement by taking out bonds and draining its rainy day fund.

They said the sex abuse settlement can be paid with bonds and the county’s plush rainy day fund, a seldom-touched pot worth nearly a billion dollars.