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“You’ll see us in Los Angeles. You’ll continue to see us in Los Angeles,” he said.

Travel rewards cards typically have annual fees, sometimes significant ones, so you’ll want to make sure every card you have is at least paying for itself in annual rewards and benefits.

“But in truth, if you put them side by side, you’ll see quite a few differences.”

“You’ll stop having periods. It will put you in what we call ‘chemical menopause,’ ” he said.

"In the winter months, we can't say: 'Oh no. Sorry, we can't afford to put the heating on for you, so you'll have to go cold.'"